Working families will be able to get help through the Health Insurance Marketplace. There will be new, expanded programs available, and more people will qualify for free or low-cost health insurance programs.
Even if you think your income is too high to get help you might still get a break on costs through the Marketplace. Coverage falls into four categories based on how you and the [policy can expect to share the costs of care:
The category you choose affects how much your premium costs each month and what portion of the bill you pay for things like hospital visits or prescription medications. It also affects your out-of-pocket costs —the total amount you’ll spend for the year if you need care.
The Marketplace also offers “catastrophic” policies to people under 30 years old and to some people with very low incomes.