Short-Term Care Insurance

Affordable Alternative

Short-term care insurance may be a good alternative to long-term care insurance — especially if you no longer qualify for long-term care due to pre-existing conditions. Short-term care can provide coverage for any of the following:

  • Home health care
  • Assisted living facility costs
  • Skilled nursing home stays
  • Adult day care/hospice care

Some plans will pay for home health care aides, general and skilled nursing care and may even offer prescription drug benefits and other options.

To learn more about the costs and benefits of short-term care insurance, call us today or schedule an appointment online.

Short-Term Care Insurance

Short-term care insurance policies offer benefits for many different types of healthcare and aging needs. They generally are purchased by older individuals (ages 50 to 89) to cover gaps in Medicare coverage or as an alternative to traditional long-term care insurance protection.

Get A Free Quote

Take advantage of our free advice and learn more about your options.

    Get A Free Quote

    Take advantage of our free advice and learn more about your options.

    Questions about Short-Term Care Insurance? We have answers.

    We can help you weigh the benefits and costs of short-term care insurance and find the right plan with the right benefits for you.

    Some factors to consider are:

    • Are you on Medicare? Short-term care insurance may help cover costs that Medicare does not cover when you are admitted to the hospital under “Observation Status.”
    • Have you been declined for long-term care insurance? Pre-existing health conditions may preclude eligibility for long-term care; but short-term care insurance may still be an option available to you.

    We help individuals and families find the best combination of benefits and coverage for the premiums you can afford. Give us a call for a free consultation today.

    Short-term care insurance may be an option even if you have been declined for long-term care insurance. If you are 69 years old, you can pay as little as $170 per year for a short-term care policy that provides some home health care benefits. Other policies can be as much as $3,000 per year — depending on benefits.

    Benefits for short-term care last less than a year and vary by the price of the policy. Some companies that offer short-term care insurance offer discounts when two or more people living in the same household apply for coverage.

    We can help you evaluate if short-term care insurance is right for you. Call us or schedule an appointment online to discuss your situation.

    None! Since insurance prices are regulated, there is no difference between buying your policy online or direct, or going through us. You pay the same rate per month. The only difference is that our years of experience help you obtain the best coverage for your individual or family needs — and our advice and counsel is free. Call us or book an appointment online and see for yourself.

    Short-term care insurance may indeed be right for you, but a great way to find out is to simply meet with us to review your situation. We’re experts at evaluating your risk, balancing savings you may already have, with affordable coverage that protects your income, assets, and lifestyle in a way that is right for you.

    Because insurance rates are regulated, our advice is free. There is no difference in your premium between going directly to an insurer online or meeting with us. The only difference is that by meeting with us, you gain the benefit of our experience and knowledge as you weigh the choices.

    We can help you select the plan that is right for you.

    Our Help and Advice is Free!

    Happy Customers Testimonials

    We wouldn’t have health insurance right now if it wasn’t for Tina’s help. She was prompt, professional, knowledgeable and helped us stay coordinated with our needed activities. Thanks so much Tina!

    Christopher Coleman

    Ms. VanPhung is very welcoming, knowledgeable, and supportive in finding the best-suited insurance coverage for your needs! She takes the time to answer all of your questions and address any concerns you may have. Highly recommended!

    Vickie Pham

    What a joy to work with Tina. She volunteers to help people sign up for Oregon’s Health Plan. She was so gracious and helpful, and made what could have been a stressful process so easy. We are so grateful for her support and would highly recommend her to others.

    Claire Reinelt

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