At Tina VanPhung Insurance, LLC dba Insurance Resources NW, we are committed to protecting your privacy. We recognize the importance of protecting the confidentiality and security of the information we collect about individuals. The material below describes our policies concerning the collection, use and disclosure of personal and financial information we receive about individuals who seek to obtain, obtain or have obtained products or services from us, and whether and when we might share information with others. If you have any questions about this Policy, please contact us.
Why We Collect and How We Use Information – We collect and use information for business purposes with respect to our insurance and other business relationships with you. These business purposes include, without limitation, evaluating requests for insurance or other products or services, evaluating benefit claims, administering our products or services, and processing transactions requested by you. We also may use information to offer you other products or services, to enhance and improve existing products or services, or to design new ones.
How We Collect Information – We get most information directly from you. The information you provide us voluntarily when applying for our products or services or submitting a claim for benefits generally provides the information we need. If we need to verify information or need additional information, we may obtain information from third parties such as adult family members, employers, other insurers, physicians, hospitals and other medical personnel.
What Information We Collect – The information we collect may relate to your finances, employment, health, avocations or other personal characteristics. Information we collect also may relate to transactions with us or with others, including our affiliates (i.e., companies related to us by common ownership or control). For example, we may collect the following types of “nonpublic personal information” about you:
- Information about your identity, such as your name, date of birth, address, phone number, e-mail address, and Social Security number;
- Information about your transactions with us, our affiliates or others, such as policy coverage, premiums and payment history; and
- Information we receive from you on applications or other insurance forms, including your medical information.
Information Disclosure – Information may be disclosed to nonaffiliated third parties, such as insurance companies and companies that process data or provide general administrative services for us. For example, information may be disclosed to nonaffiliates to enable them to provide business services for us, such as helping us to evaluate your request for insurance or benefits and assisting us in processing a transaction requested by you. Information may be shared with nonaffiliates to assist us in offering our products and services to you, or to nonaffiliated financial institutions with which we have joint marketing agreements. We may disclose any information we collect as described above, other than health information, for the purposes described in this paragraph, or where disclosure is otherwise permitted or required by law. When we disclose information to nonaffiliates, we require the company to maintain the confidentiality of the information.
Control of Information – Generally, upon your written request, we will make your information available for review (except information collected in connection with, or in anticipation of, any legal claim or proceeding). If you notify us that the information is incorrect, we will review it, and if we agree, we will correct our records accordingly. If we do not agree, you may submit a short statement of dispute, which we will include in any future disclosure of the disputed information. To gain access to or to correct information, submit a request in writing to the address set forth above. The request should include your name, address, telephone number and a description of the information you would like to access or correct. We will either mail a copy of the information to you or make the information available to you in person at our offices.
Website – Our Website Usage Statement, shown below, contains additional information including that particular to website use. Please pay careful attention to the notice especially if you transmit nonpublic personal information to us over the Internet.
Your Choice – You may prohibit or “opt-out” of certain of the sharing of your nonpublic personal information described above. In particular, you may opt-out of our sharing of certain nonpublic personal information concerning you for affiliate and nonaffiliated marketing purposes.
Website Usage Statement
What Information Do We Collect And How Is It Used?
Information You Voluntarily Provide
Information We Automatically Collect
Like many Web sites, we use “cookies” and other tracking technologies to collect certain Information automatically whenever you visit this Web site. Cookies are files stored on your computer’s hard drive by your browser. Most browsers accept cookies automatically but allow you to disable them. If you choose to disable cookies, you may be unable to use certain features of this Web site.
Is Information Collected From Children?
This Web site is not intended for use by children. If you are under the age of 18, you should not use this Web site and should not submit any information of any kind to us.
With Whom Do You Share Information?
We engage third parties to perform services in connection with the operation of our business. Examples of these services include, but are not limited to, hosting and maintenance of our Web site, data storage and recovery, maintaining mailing lists, Web site evaluation, data analysis, data cleansing, and marketing assistance. We may provide information regarding you, including Personal Information, to these third parties. We may also share Personal Information you provide to us to with insurance and financial service providers in order to provide you with information about the availability and pricing of products and services.
We may share non-Personal Information with others from time to time. Examples of such non-Personal Information include the number of users who visited this Web site during a specific time period. This information is shared in an aggregate form.
We reserve the right to transfer any information we have about you, including Personal Information, in connection with the sale or transfer of all or a portion of our business or assets to a third party.
Notwithstanding the foregoing, we will not share Personal Information with any third party to the extent prohibited by applicable law or regulation.
What Do You Do To Protect Personal Information?
We use various security measures, including a firewall, to protect Personal Information we collect through this Web site. However, no data transmission or information system can be guaranteed to be secure. We do not warrant the security of any Personal Information you submit to us and all such transmissions are at your own risk.
How Can I Correct Personal Information?
You can correct and update certain Personal Information you have provided to us by contacting us at the phone number listed on this website
What Happens When I Link From Or To Another Web Site?